Patanjali - A sage of ancient India and author of yoga Sutras, which is considered the foundation of the system of yoga. Prarabdha - Mindset and desires that we bring into this world when we are born. Prarabdha is just a small bit of the You then decide accumulated to enjoy and sanchita karma exhaust all account that you those karmas have brought into that you brought this life. with you through that body. So prarabdha is just a small bit of the accumulated sanchita karma account that you have brought into this life. You have planned to enjoy or exhaust these through this body of yours. The third type of karma is the worst. It is the agamya karma, the karma that you start collecting after coming down to planet earth, because of fresh thoughts, words and deeds.

Anybody who lands on planet earth has to exhaust his prarabdha karma before he dies. For example, let us say you have 000 karmas in your sanchita bank. Out of these 000 karmas, suppose you take only ten karmas with you as your prarabdha karma when you take up your body saying, Let me finish these ten karmas this time. However, after coming down, instead of exhausting your own prarabdha karmas, you start watching others and collecting karma based on their desires. These are desires that you have borrowed from others around you. Because of these borrowed desires, you create certain thoughts, words and actions.